Last Updated: March 1, 2025
Effective Date: March 1, 2025
Governing Law: Utah, United States
---
IMPORTANT LEGAL NOTICES
### PLEASE READ THESE TERMS CAREFULLY
BY ACCESSING OR USING PARLAY, YOU AGREE TO BE BOUND BY THESE TERMS OF SERVICE AND ALL TERMS INCORPORATED BY REFERENCE. IF YOU DO NOT AGREE TO ALL OF THESE TERMS, DO NOT USE PARLAY.
### ARBITRATION NOTICE
THESE TERMS CONTAIN AN ARBITRATION CLAUSE AND CLASS ACTION WAIVER. BY AGREEING TO THESE TERMS, YOU AGREE TO RESOLVE DISPUTES THROUGH BINDING INDIVIDUAL ARBITRATION AND WAIVE YOUR RIGHT TO PARTICIPATE IN CLASS ACTIONS, CLASS ARBITRATIONS, OR REPRESENTATIVE ACTIONS.
### RECORDING CONSENT NOTICE - YOU ARE RESPONSIBLE
**PARLAY ENABLES VOICE RECORDING. YOU ARE SOLELY AND ENTIRELY RESPONSIBLE FOR COMPLYING WITH ALL APPLICABLE RECORDING CONSENT LAWS IN YOUR JURISDICTION.**
Recording laws vary by state and country:
* **Some states require ALL PARTIES to consent** before recording (e.g., California, Florida, Illinois, Maryland, Massachusetts, Montana, New Hampshire, Pennsylvania, Washington)
* **Other states require only ONE PARTY to consent** (the person recording)
* **International laws may be different**
**BEFORE RECORDING, YOU MUST:**
1. Understand the recording laws in your jurisdiction
2. Obtain all legally required consents
3. Inform all parties they are being recorded and analyzed by AI
**FAILURE TO OBTAIN PROPER CONSENT MAY RESULT IN CIVIL LAWSUITS, CRIMINAL CHARGES, AND SUBSTANTIAL FINES.**
**PARLAY IS NOT RESPONSIBLE FOR YOUR RECORDING VIOLATIONS. YOU AGREE TO DEFEND AND INDEMNIFY PARLAY AGAINST ANY CLAIMS ARISING FROM YOUR RECORDINGS.**
---
## 1. ACCEPTANCE AND ELIGIBILITY
### 1.1 Age Requirement
You must be at least 18 years old to use Parlay.
### 1.2 Binding Agreement
By using Parlay, you agree to these Terms. If you don't agree, don't use Parlay.
### 1.3 Changes to Terms
We may update these Terms. Continued use after changes means you accept the new Terms. We'll notify you of material changes via email or in-app notification.
---
## 2. YOUR RESPONSIBILITIES
### 2.1 Recording Consent (CRITICAL)
* You are 100% responsible for complying with recording consent laws
* You must obtain all required consents before recording
* You must inform people they're being recorded and analyzed by AI
* Log and maintain records of consent where required by law
* You may NOT record conversations without proper legal authority
### 2.2 Prohibited Activities
You may NOT:
* Use Parlay for any illegal purpose
* Record conversations without proper consent
* Record minors without parental consent
* Upload content you don't have rights to use
* Harass, abuse, or harm others
* Attempt to hack or disrupt the Service
* Reverse engineer or copy Parlay's software
* Use bots or automated tools
* Violate anyone's privacy or intellectual property rights
* Record confidential, privileged, or protected communications
### 2.3 Account Security
* Keep your login credentials confidential
* Don't share your account
* Notify us immediately of any security breach
* You're responsible for all activity on your account
---
## 3. YOUR CONTENT AND DATA
### 3.1 What We Can Do With Your Content
When you upload recordings or content, you grant Parlay the right to:
* Store and process your recordings
* Transcribe using AI (Whisper and other models)
* Analyze and score your recordings using AI (GPT-4, Claude, etc.)
* Display your content in the app as you direct
* Use **anonymized and de-identified data** to improve our AI models
**IMPORTANT:** We can use anonymized data from your recordings to improve Parlay, but we will not share your personal recordings or identifiable information without your permission (except as required by law or these Terms).
### 3.2 You Own Your Content
You retain ownership of your recordings and content. But you're responsible for:
* Having rights to everything you upload
* Not violating anyone's copyright, trademark, or privacy rights
* Not uploading confidential information without authorization
* Ensuring your content complies with all laws
### 3.3 Content We May Remove
We may remove content that:
* Violates these Terms or laws
* Infringes intellectual property rights
* Harasses or harms others
* Contains spam or malware
* Is fraudulent or misleading
### 3.4 Data Retention After Termination
We may retain **anonymized or aggregated data** derived from your use of the Service for analytics, compliance, or product improvement purposes, even after your account is deleted.
---
## 4. AI ANALYSIS - IMPORTANT DISCLAIMERS
### 4.1 AI Is Not Perfect
Parlay uses AI to analyze your recordings. **You acknowledge that:**
* **AI makes mistakes** — Transcriptions may be inaccurate, analysis may be wrong
* **Not professional advice** — AI feedback is for coaching only, not professional business, legal, financial, medical, or career advice
* **No guarantees** — We don't guarantee the AI will improve your performance, sales, or any outcome
* **Results vary** — Your results depend on many factors beyond AI feedback
* **Subjective scores** — Scores are algorithmic assessments, not human judgment
* **Third-party AI** — We use OpenAI, Anthropic, Google, and other AI providers who have their own terms
### 4.2 Use AI Responsibly
* Don't rely solely on AI feedback for important decisions
* Consider AI as one input among many
* Consult qualified professionals for professional advice
* Review AI output critically
---
## 5. FEES AND PAYMENTS
### 5.1 Subscription Plans
Parlay offers paid subscription plans. By subscribing, you agree:
* Prices are as displayed in the app
* Subscriptions auto-renew unless cancelled
* You authorize recurring charges to your payment method
* We may change prices with 30 days' notice
### 5.2 No Refunds
**ALL SALES ARE FINAL.** We do not provide refunds for:
* Partial subscription periods
* Unused features
* Account termination for violations
* Dissatisfaction with the Service
### 5.3 Cancellation
You can cancel anytime through the app or your device's app store. Cancellation takes effect at the end of your current billing period.
---
## 6. PRIVACY AND DATA SECURITY
### 6.1 How We Use Your Data
See our Privacy Policy at [https://goparlay.io/privacy](https://goparlay.io/privacy) for details. In summary:
* We collect recordings, transcriptions, usage data, and account information
* We process data to provide the Service and improve AI
* We use third-party services (Google Cloud, Supabase, OpenAI, Anthropic)
* Your data is stored in the United States
For users in jurisdictions requiring data processing agreements, our **Data Processing Addendum (DPA)** applies and is incorporated by reference.
### 6.2 Data Security Disclaimer
We implement security measures to protect your data, BUT:
* **No system is 100% secure**
* Data breaches can occur despite our best efforts
* We cannot guarantee absolute security
* You use the Service at your own risk
**WE ARE NOT LIABLE FOR SECURITY BREACHES BEYOND OUR REASONABLE CONTROL.**
### 6.3 Your Data Rights
Depending on your location, you may have rights to:
* Access your data
* Delete your data
* Export your data
* Opt out of certain uses
Contact [legal@goparlay.io](mailto:legal@goparlay.io) to exercise these rights.
---
## 7. ORGANIZATIONS AND TEAMS
### 7.1 Organization Accounts
Organizations can create team workspaces with:
* Custom AI prompts
* Team analytics
* Admin controls
* Shared content
### 7.2 Administrator Rights
Organization administrators can:
* View all content shared in the Organization
* Access member activity and performance data
* Remove members
* Delete the Organization
### 7.3 Member Obligations
If you join an Organization:
* Admins can see your activity in the Organization
* Content you share belongs to the Organization
* You must follow the Organization's policies
* Removal from the Organization may result in loss of access
* If your Organization pays for your access, your rights to use the Service are subject to your Organization’s agreement with Parlay
---
## 8. INTELLECTUAL PROPERTY
### 8.1 Parlay Owns the Service
All software, designs, logos, and technology are owned by Parlay Technologies LLC or our licensors. You may not:
* Copy, modify, or reverse engineer the Service
* Use Parlay's trademarks without permission
* Remove copyright or proprietary notices
### 8.2 Copyright Infringement (DMCA)
If you believe content infringes your copyright, email [legal@goparlay.io](mailto:legal@goparlay.io) with:
1. Your contact information
2. Description of copyrighted work
3. Location of infringing content
4. Statement that you believe use is unauthorized
5. Statement under penalty of perjury that info is accurate
We will remove content that violates copyright and may terminate repeat infringers.
---
## 9. DISCLAIMERS - PLEASE READ CAREFULLY
### 9.1 "AS IS" Service
**PARLAY IS PROVIDED "AS IS" WITHOUT ANY WARRANTIES.**
We disclaim all warranties including:
* That the Service will work perfectly
* That the Service will be error-free or secure
* That AI analysis will be accurate
* That you'll achieve any particular results
* That the Service will always be available
### 9.2 Third-Party Services
We're not responsible for:
* OpenAI, Anthropic, Google, or other third-party services
* Service interruptions caused by third parties
* Third-party terms or privacy policies
### 9.3 Other Users
We're not responsible for:
* Other users' conduct or content
* Disputes between users
* Accuracy of user-generated content
---
## 10. LIMITATION OF LIABILITY - VERY IMPORTANT
### 10.1 No Liability for Indirect Damages
**PARLAY IS NOT LIABLE FOR:**
* Lost profits, revenue, or business
* Lost data or information
* Business interruption
* Reputational harm
* Personal injury or emotional distress
* Any indirect, incidental, or consequential damages
**THIS APPLIES EVEN IF WE KNEW DAMAGES WERE POSSIBLE.**
### 10.2 Cap on Damages
**PARLAY'S TOTAL LIABILITY FOR ANYTHING SHALL NOT EXCEED THE GREATER OF:**
* **$100, OR**
* **The amount you paid us in the last 12 months**
### 10.3 You Must File Claims Within One Year
Any lawsuit must be filed within **1 year** after the claim arises, or it's permanently barred.
---
## 11. INDEMNIFICATION - YOU PROTECT US
### 11.1 You Defend Us
You agree to defend, indemnify, and hold Parlay harmless from any claims, damages, losses, or expenses (including attorney fees) arising from:
1. **Your violations of recording consent laws** (MOST IMPORTANT)
2. Your violation of these Terms
3. Your content or recordings
4. Your violation of any law or third-party rights
5. Any dispute with another user or Organization
6. Your misuse of the Service
**EXAMPLE:** If someone sues us because you recorded them without consent, you agree to defend us and pay any damages, costs, and attorney fees.
---
## 12. DISPUTE RESOLUTION
### 12.1 Try to Resolve Informally First
Before taking legal action, contact us at [legal@goparlay.io](mailto:legal@goparlay.io). We'll try to resolve disputes through good faith negotiation for at least 30 days.
### 12.2 Binding Arbitration
**IF INFORMAL RESOLUTION FAILS, YOU AGREE TO RESOLVE DISPUTES THROUGH BINDING ARBITRATION, NOT COURT.**
Arbitration means:
* A neutral arbitrator decides instead of a judge or jury
* The process is more informal and typically faster
* The arbitrator's decision is final and binding
* Very limited appeal rights
**Arbitration Rules:**
* Conducted by American Arbitration Association (AAA)
* AAA Consumer or Commercial Arbitration Rules apply
* Location: Salt Lake City, Utah, or video/phone
* Each party pays their own attorney fees
* We'll reimburse your filing fee for claims under $10,000 if not frivolous
### 12.3 Class Action Waiver - IMPORTANT
**YOU WAIVE YOUR RIGHT TO:**
* Participate in class action lawsuits
* Bring representative actions
* Consolidate claims with other users
**YOU CAN ONLY SUE US INDIVIDUALLY, NOT AS PART OF A CLASS.**
If this waiver is unenforceable, the arbitration provision is void.
### 12.4 Exceptions to Arbitration
These disputes may be brought in court:
* Small claims court cases
* Intellectual property disputes
* Injunctive relief requests
### 12.5 Jury Trial Waiver
**IF A DISPUTE GOES TO COURT, YOU WAIVE YOUR RIGHT TO A JURY TRIAL.**
### 12.6 Governing Law
These Terms are governed by **Utah law** and applicable federal law.
If a dispute goes to court, it must be filed in **Salt Lake City, Utah**. You consent to personal jurisdiction there.
### 12.7 30-Day Opt-Out Right
**YOU CAN OPT OUT OF ARBITRATION** by emailing [legal@goparlay.io](mailto:legal@goparlay.io) within **30 days** of accepting these Terms. Include:
* Your full name
* Email address
* Clear statement: "I opt out of arbitration"
If you opt out, all other Terms still apply.
---
## 13. TERMINATION
### 13.1 We Can Terminate You
We may suspend or terminate your account at any time for:
* Violating these Terms
* Illegal or fraudulent activity
* Non-payment
* Any reason or no reason
### 13.2 You Can Terminate
You can delete your account anytime through the app or by emailing [legal@goparlay.io](mailto:legal@goparlay.io).
### 13.3 Effects of Termination
When your account is terminated:
* Your license to use Parlay ends immediately
* We may delete your content
* We may retain anonymized data for analytics or compliance
* You remain liable for any outstanding fees
* No refunds for remaining subscription time
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## 14. GENERAL TERMS
### 14.1 Entire Agreement
These Terms and our Privacy Policy are the complete agreement between you and Parlay.
### 14.2 Changes to Terms
We can modify these Terms anytime. We'll provide notice of material changes. Continued use means you accept changes.
### 14.3 Assignment
You can't transfer these Terms to anyone. We can assign these Terms at any time.
### 14.4 Severability
If any provision is invalid, the rest remains in effect.
### 14.5 No Waiver
Our failure to enforce any provision doesn't waive our right to enforce it later.
### 14.6 Force Majeure
We're not liable for delays caused by circumstances beyond our control (natural disasters, pandemics, internet failures, etc.).
### 14.7 Notices
We'll send notices to your email address. You send notices to [legal@goparlay.io](mailto:legal@goparlay.io) or:
**Parlay Technologies LLC**
122 N Independence Way
Saratoga Springs, UT 84045
United States
### 14.8 App Store Terms
If you download from Apple App Store or Google Play:
* These Terms are between you and Parlay, not Apple/Google
* Apple/Google has no obligation to provide support
* Apple/Google is not liable for any claims
* You must comply with app store terms
### 14.9 Export Controls
The Service may be subject to U.S. export controls. You represent you're not:
* Located in an embargoed country
* On a U.S. government restricted party list
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## 15. CONTACT US
**All Inquiries:**
Email: [legal@goparlay.io](mailto:legal@goparlay.io)
Website: [https://goparlay.io](https://goparlay.io)
For all matters including:
* General Support
* Legal and Compliance
* Privacy and Data Requests
* Copyright (DMCA) Notices
**Mailing Address:**
Parlay Technologies LLC
122 N Independence Way
Saratoga Springs, UT 84045
United States
---
## ACKNOWLEDGMENT
**BY USING PARLAY, YOU ACKNOWLEDGE THAT YOU HAVE READ AND AGREE TO THESE TERMS.**
**IF YOU DO NOT AGREE, DO NOT USE PARLAY.**
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© 2025 Parlay Technologies LLC. All rights reserved.
**Last Updated:** March 1, 2025
**END OF TERMS**